Reading advice: The money of tomorrow

Frank Schwab

Speaker and author Frank Schwab is certain that we are living in a revolution. The former boss of Fidor Solutions and GIZS knows what he is talking about. Bitcoin and blockchain are about to fundamentally change the world as we know it, but so far very few people seem to have noticed. Although blockchain is probably the most revolutionary invention since the printing press over 500 years ago. Now Schwab has in his book “The money of tomorrow – lighter than paper, faster than PayPal, cheaper than Visa, rarer than gold and as secure as Fort Knox” summarizes the development.

DBitcoin and other cryptocurrencies like Ethereum, Cardano, Ripple and Polkadot are more resilient than any previous asset, Schwab said. Lighter than paper, faster than PayPal, cheaper than Visa and as secure as Fort Knox. Not all of them, but some of them are also rarer than gold. Bitcoin, blockchain technology and the resulting businesses will change our world more dramatically in the coming years than the Web 2.0 giants Amazon, Google, Facebook, Netflix and Co. combined.

The new Web 3.0 will replace the old and make goods, products and services that were previously difficult to obtain more affordable and accessible to a wider mass. It will provide financial services and stable currencies to every person in the world. It will give everyone access to global markets. Facebook, Google, and long-established banks may come up with a new business model, but their old one is already obsolete, at least from a technical standpoint.

Web 3.0 is the future and it is based on blockchain technology.

This book’s thesis even goes so far as to say that Google could become the Yahoo!, Amazon the, and Facebook the MySpace of the 2020s. ‘coming. Blockchain and the solutions it offers are so disruptive that they could render these businesses completely obsolete.

Blockchain specialist: Frank Schwab
Frank Schwab

Although we don’t suspect it yet, cryptocurrencies will be as mainstream to us in the near future as smartphones have become.

The book explains and describes in detail why this is the case and what exciting innovations Bitcoin, blockchain and cryptocurrencies will bring us in the years to come. “The money of tomorrow is already more powerful today than you probably think”, is convinced Frank Schwab.

About the Author

Frank Schwab is not only the author of an IT financial magazine, but also a strategic advisor to international financial institutions and a speaker. He has worked at the interface between banking, technology and innovation for more than 30 years and is co-founder of the Frankfurt FinTech Forum, board member of Gulf International Bank, Bahrain, member of the Risk Advisory Board of PayU, Amsterdam, supervisory board of Addiko Bank, Vienna and advisory board member of Blockchain NFT Startup My Football Space, Frankfurt. By 2000, Frank was responsible for setting up eCash and Yahoo! Responsible for the Deutsche Bank 24 credit card. He has been working intensively on cryptocurrencies since 2013.

Previously, Schwab was CEO of Fidor Solutions (, CEO of GIZS GmbH (paydirekt/Sparkasse), Chairman of Hufsy, Copenhagen, and member of the Technology Advisory Board of Sberbank Technology, Moscow. Before that, he worked for 20 years at Deutsche Bank. His roles include Chief Architect for Retail Banking, Head of Online Banking, and Leader of a Global Innovation Initiative. He also established the first German banking computer laboratory.

Co-authors Dirk Müller (M. DAX) and Frank Schwab have known each other since school both graduated from Hockenheim in 1989 and also both trained as bank clerks at Deutsche Bank Mannheim. Schwab worked with Christoph Iwaniez at paydirekt.

Frank Schwab
tomorrow’s money
lighter than paper, faster than PayPal, cheaper than Visa, rarer than gold and as secure as Fort Knox
Released: August 3, 2021
191 pages. Paperback and eBook
Paperback: €11.63
eBook: €2.89
ISBN: 979-8549011359

A paper book and an e-book are available here order on Amazon.a J

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